Step 2 of 8: Check the legal and approvals
Legal and approvals
RERA, K-RERA, khata, approvals, OC and CC, and the documents you sign from agreement to registration.
This step covers the legal checks for a new flat in Bangalore, from the first look to the registered sale deed. It starts with what the RERA Act protects and what it does not. It then shows how to read a project page on the Karnataka RERA portal, tab by tab. The e-khata guide explains the property record that Bengaluru now needs for every registered sale. Other guides cover building plan approval under the Greater Bengaluru Governance Act, the occupancy certificate and the completion certificate, and joint development agreements between landowners and builders. The agreement for sale guide goes through the clauses to read before you sign. The sale deed guide covers registration on Kaveri 2.0, the documents, the fees and the time limits. Two more guides cover the encumbrance certificate on Kaveri 2.0 and the difference between A khata and B khata. Two more guides show how to check the land title and which planning authority approved the project. Each guide names the section of the law it relies on, with a link to the official text. Three guides cover the records for the land and the property: the RTC and mutation on Bhoomi, Kaveri 2.0 services, and e-Swathu khata outside GBA limits. Read the guides in order before you book, or open the one you need.
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16 guides
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- 2.1 What RERA protects, and what it does not
What the RERA Act covers for a buyer, and the gaps it leaves.
Read the guide
- 2.2 How to read a K-RERA project page (live walkthrough)
A walkthrough of a Karnataka RERA project page, field by field.
Read the guide
- 2.3 A khata, B khata, e-khata for new projects
What each khata means for a new flat in Bangalore, and how e-khata works.
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- 2.4 Approvals chain: BDA / BMRDA / BBMP / panchayat, plan sanction
Which authority approves what, from land conversion to plan sanction.
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- 2.5 OC and CC: possession, loans, and resale later
What the occupancy and completion certificates are, and why both matter.
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- 2.6 JD (joint development) projects: landowner share and risk
How joint development works, and the risks for a buyer in the landowner's share.
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- 2.7 Agreement for sale: clauses to read before signing
The clauses in an agreement for sale to read before you sign.
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- 2.8 Registration day at the sub-registrar office
What happens on registration day, and what to carry.
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- 2.9 Encumbrance certificate: what it shows and how to get it
What an EC records, how to get it on Kaveri 2.0, and what it does not show.
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- 2.10 A khata vs B khata: what the difference means for a buyer
How A khata and B khata differ, and why a new flat needs an A khata.
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- 2.11 Title deed verification: check the land title
How to check the builder's title to the project land: deeds, RTC, mutation and EC.
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- 2.12 BDA, BMRDA, BIAAPA or GBA: which authority approved it
Which planning authority covers a project location, and how to check it on K-RERA.
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- 2.13 RTC and pahani: check the land record of a project
Read the RTC, mutation register, 11E sketch and Dishank map for the land under a project.
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- 2.14 Kaveri 2.0: EC, market value and registration online
Use Kaveri 2.0 to get an encumbrance certificate, check guidance value and book the registration of your sale deed.
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- 2.15 e-Swathu and e-Aasthi: khata for projects outside GBA limits
Which khata a project in a gram panchayat or town council gets, and how to check it.
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- 2.16 FSI and FAR in Bangalore: how much a builder can build
What floor area ratio means, who sets it in Bangalore, and how it shapes the density of a project.
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