Step 2 · Guide 2.13
Step 2
Legal and approvals- 2.1 What RERA protects, and what it does not
- 2.2 How to read a K-RERA project page (live walkthrough)
- 2.3 A khata, B khata, e-khata for new projects
- 2.4 Approvals chain: BDA / BMRDA / BBMP / panchayat, plan sanction
- 2.5 OC and CC: possession, loans, and resale later
- 2.6 JD (joint development) projects: landowner share and risk
- 2.7 Agreement for sale: clauses to read before signing
- 2.8 Registration day at the sub-registrar office
- 2.9 Encumbrance certificate: what it shows and how to get it
- 2.10 A khata vs B khata: what the difference means for a buyer
- 2.11 Title deed verification: check the land title
- 2.12 BDA, BMRDA, BIAAPA or GBA: which authority approved it
- 2.13 RTC and pahani: check the land record of a project
- 2.14 Kaveri 2.0: EC, market value and registration online
- 2.15 e-Swathu and e-Aasthi: khata for projects outside GBA limits
- 2.16 FSI and FAR in Bangalore: how much a builder can build
RTC and pahani: how to check the land record of a new project in Karnataka
By Sachi team · 10 min read · Published · Last checked
Sachi's short answer
RTC stands for Record of Rights, Tenancy and Crops, also called the pahani. It is Karnataka's revenue record for a survey number, on the Bhoomi portal, landrecords.karnataka.gov.in. It shows the owner, extent, land type and liabilities. Check it against the title deed and mutation register before you book a new flat, villa or plot.
In this guide 7 sections
- 2.13.1 What is an RTC, and what does pahani mean?
- 2.13.2 How do you view or download the RTC online?
- 2.13.3 How do you check mutation, and what is the 11E sketch?
- 2.13.4 What does the Dishank (Dishaank) app show, and what are its limits?
- 2.13.5 How does the RTC connect to DC conversion, and how is it different from khata?
- 2.13.6 What should a new-home buyer check, and what are the red flags?
- 2.13.7 Does this matter for a resale buyer too?
2.13.1 What is an RTC, and what does pahani mean?
RTC stands for Record of Rights, Tenancy and Crops. It is the Karnataka Revenue Department’s record for one survey number of land, kept under Chapter XI, “Record of Rights”, of the Karnataka Land Revenue Act, 1964 (sections 127 to 136). The Bhoomi portal, at landrecords.karnataka.gov.in, labels its main service “Records of Rights, Tenancy and Crops (RTC) Form 16”. “Pahani” is the common Kannada name for the same record, so you do not look for two different documents. The RTC exists at the survey-number level, not at the level of a flat or a khata. For a new project, this is the land record the builder or landowner’s title traces back to, before any apartment or villa is built. Checked on 12 October 2026, the Bhoomi homepage lists “View RTC and MR” as its first citizen service, confirming that RTC and the Mutation Register (MR) sit together on one portal.
A buyer deals with the RTC through the land under the project, not through a document in their own name. You check it to confirm who the law shows as holding rights in that land, then compare that name with the seller in the title deed or joint development agreement. An RTC also shows the extent in acres and guntas, the land type (agricultural or converted) and a liabilities column for loans, government dues or court attachments. That liabilities column is separate from the Sub-Registrar’s encumbrance certificate, so check both.
| Term or detail | What it means or shows |
|---|---|
| RTC / pahani | One survey number’s revenue record: owner, extent, land type, liabilities |
| Mutation Register (MR) | The log of ownership changes on a survey number |
| 11E sketch | A survey sketch needed before some mutations |
| What to match | Owner name and extent against the title deed or JDA; land type against any DC conversion order |
2.13.2 How do you view or download the RTC online?
You view the RTC free on the Bhoomi “Select Survey Number” page, and you download a digitally signed copy through the separate, paid i-RTC service. On landrecords.karnataka.gov.in/service2/, you fill in the district, taluk, hobli, village and survey number, then the surnoc, hissa number, period and year, and the result shows a “Details” section for that survey number. For a signed copy, the portal links to i-RTC at rtc.karnataka.gov.in/Service78/. Checked on 12 October 2026, that page needed a password and an OTP login, under a rule the portal dates to 23 June 2025 requiring EKYC and two-step login for every i-RTC account. Its “Pahani ONLINE” service states you can “print original RTC ONLINE by paying ₹10 per RTC”. The Bhoomi homepage also lists a separate “RTC xml verification” service, so you can check a printed RTC against its own reference number before you rely on it.
- Open landrecords.karnataka.gov.in/service2/ for the free, on-screen “View RTC and MR”.
- Pick the district, taluk, hobli and village of the project land. Ask the builder for these if your K-RERA page does not state them.
- Enter the survey number, then pick the surnoc and hissa number if the survey number is split, and the period and year.
- For a signed, payable copy, go to rtc.karnataka.gov.in/Service78/, log in with EKYC and OTP, and use “Pahani ONLINE” (₹10 per RTC, checked 12 October 2026).
- Use the portal’s RTC xml verification service to check a printed RTC against the reference number on it.
Reading this for a real project? See the land records of any project from Sachi, free →
2.13.3 How do you check mutation, and what is the 11E sketch?
The mutation register (MR) is the Bhoomi log of each change of rights on a survey number, and it is what proves an RTC’s owner name is current. Under section 128 of the Karnataka Land Revenue Act, 1964, a buyer, heir or other person acquiring a right must report it within three months, and section 129 requires the officer to enter that report in the Register of Mutations. A “Bhoomi online mutation services” page lets an owner apply online for a khata or mutation change after a sale or inheritance; checked on 12 October 2026, the portal describes this as “Citizen can apply for khatha change online.” Match the mutation history against every sale in the chain of title. If a registered sale deed exists but the RTC still shows the earlier owner, the mutation has not gone through. An 11E sketch is a survey sketch the Survey, Settlement and Land Records (SSLR) department issues before some mutations, when a survey number is split or land changes use.
The Mojini portal (bhoomojini.karnataka.gov.in), run by the Bhoomi Monitoring Cell for SSLR, lists the 11E sketch alongside alienation and podi sketches, viewable online or available by paid application. Checked on 12 October 2026, the portal’s Kannada label for 11E translates to “pre-mutation sketch” (ಪ್ರಿ-ಮ್ಯುಟೇಶನ್ ನಕಾಶೆ). This matches how a surveyor uses it: fixing new boundaries on paper before the mutation entry is made, so the RTC’s extent stays correct after a split or a change of use. You do not apply for an 11E sketch yourself for a new project. Ask the builder whether one was issued for the project’s survey numbers, and ask to see it next to the RTC and mutation entry it supports.
| Tool | What it shows | Where |
|---|---|---|
| Mutation status / MR | Whether a name change is pending or complete for a survey number | landrecords.karnataka.gov.in/service40 |
| Online mutation application | The route to update the RTC owner name after a sale | Bhoomi online mutation services |
| 11E sketch | Boundaries fixed before a split, alienation or podi mutation | bhoomojini.karnataka.gov.in |
2.13.4 What does the Dishank (Dishaank) app show, and what are its limits?
Dishaank, listed on Google Play under the package com.ksrsac.sslr, is a mobile app published by the Karnataka State Remote Sensing Applications Centre (KSRSAC). Checked on 12 October 2026, its listing says it lets you find a survey number, land ownership details and RTC information for any spot in Karnataka using your phone’s GPS, on an interactive map. The app is linked from the Bhoomi homepage, so it sits alongside the RTC and mutation services as a citizen tool from the same state land-records system.
The listing also carries a disclaimer: the information in Dishaank “is for reference and informational purposes only” and “should not be considered legally valid for ownership verification or boundary confirmation.” Sachi’s reading: treat a Dishaank result as a lead to check, not proof. Confirm the survey number it shows against the builder’s statement, then do the real ownership, extent and conversion check on the Bhoomi RTC, mutation and land-conversion portals, and on the K-RERA Land Details tab.
2.13.5 How does the RTC connect to DC conversion, and how is it different from khata?
DC conversion is the Deputy Commissioner’s order that changes land from agricultural to non-agricultural use, and a converted survey number should show that change on its RTC. Rule 3(1)(e) of the Karnataka Real Estate (Regulation and Development) Rules, 2017 asks a builder to give K-RERA the “order of conversion of land,” if applicable, under section 95 of the Karnataka Land Revenue Act, 1964. So K-RERA’s own filing rules expect a conversion order for land that needed one. On landconversion.karnataka.gov.in, the “ALC Transaction Report” lets you search conversion requests by survey number, district, taluk, hobli and village, and its “download the final conversion orders” service is open to anyone, checked 12 October 2026. Match the RTC’s land-type column, the conversion order’s survey number and date, and the planning approval on the BDA, BMRDA or BIAAPA page.
RTC and khata are different records from different departments. The RTC is the Revenue Department’s land record on Bhoomi, for land assessed for land revenue, agricultural or converted. Khata is the city body’s property-tax and ownership account; inside the Greater Bengaluru Area, this is the e-khata guide’s GBA e-Aasthi record. Sachi’s reading: no single portal states this distinction in one place. A flat gets its own khata only after the Occupancy Certificate, while the land under it can carry a longer history on the RTC and mutation register.
| Check | Where | What it should show |
|---|---|---|
| DC conversion order | landconversion.karnataka.gov.in, ALC Transaction Report | Survey number and date matching the RTC |
| RTC land-type column | landrecords.karnataka.gov.in/service2/ | Converted use, not agricultural, after the order |
| RTC vs. khata | Bhoomi (RTC) vs. GBA e-Aasthi (khata) | RTC covers the land; khata covers the flat, only after OC |
2.13.6 What should a new-home buyer check, and what are the red flags?
Check the RTC, mutation register, 11E sketch (if one applies) and DC conversion order for every survey number the project sits on, before you pay the booking amount. Start with the survey numbers on the K-RERA Land Details or Uploaded Documents tab, then open the RTC and mutation on landrecords.karnataka.gov.in for each one. Match the owner name, extent and land type against the title deed or JDA and the conversion order. A builder with clean land papers can produce every document below without delay, since each one already sits on a free government portal. Ask the builder in writing for any document you cannot find on a government portal, and treat a slow or vague answer as a reason to look closer before you book.
- Get every survey number for the project from the K-RERA page or the builder.
- Open the RTC for each survey number on landrecords.karnataka.gov.in/service2/.
- Check the mutation register and status for each survey number on landrecords.karnataka.gov.in/service40.
- If the land was agricultural, check the DC conversion order on landconversion.karnataka.gov.in and compare its date and survey number to the RTC’s land-type entry.
- Ask the builder whether an 11E sketch was issued for any split or alienated survey number, and ask to see it.
- Compare every name, extent and survey number across the RTC, the title deed, the JDA and your agreement for sale.
- If you want a signed copy for your lawyer, get it through i-RTC on rtc.karnataka.gov.in/Service78/.
Only flag a restriction you can confirm on a primary source for that project. Terms such as “government land”, “inam” or “PTCL” restriction are real categories under Karnataka land law, but this guide did not open a primary source naming them for a specific project. Do not assume they apply unless the RTC, the conversion order or the builder’s own filing states it.
| Red flag | Where you would see it |
|---|---|
| Land still shows as agricultural, no conversion order | RTC land-type column, landconversion.karnataka.gov.in |
| Owner name mismatch | RTC vs. title deed or JDA |
| Mutation pending on a registered sale | landrecords.karnataka.gov.in/service40 |
| No 11E sketch for split land | Ask the builder; Mojini portal |
| Any stated restriction (only if confirmed) | The specific government order or K-RERA filing naming it |
Short on time? See the land records of any project from Sachi, free →
2.13.7 Does this matter for a resale buyer too?
Mostly yes, but mainly for an independent house or a plot, not for a flat. A resale flat buyer checks the seller’s registered sale deed, the khata transfer into the seller’s name and the EC, and rarely needs the land’s RTC once the building has its own khata. A resale buyer of an independent house or a plot, where the underlying land may still carry an RTC or a recent conversion history, should run the same RTC, mutation and conversion checks in this guide before registering the sale deed. Sachi’s guide covers new-home buyers only; resale guidance is coming soon.
Sachi reads the land files that builders upload to K-RERA for Bangalore-area projects, including RTC, mutation and conversion order documents where a project has them. To get the survey numbers and land files for a specific project, Ask Sachi.
What this means for you
- Before you book, ask the builder for the survey number, hobli, village and taluk of the project land, then look up the RTC yourself on landrecords.karnataka.gov.in.
- Check that the RTC owner name matches the seller in the title deed or joint development agreement, and that the mutation register shows that sale. A mismatch or a pending mutation is a reason to ask the builder in writing before you pay.
- If the land was farmland, ask for the DC conversion order and check that the RTC's land type changed from agricultural use. Use the Dishaank app only to confirm a survey number; its own listing says it is not legally valid for ownership proof.
Want Sachi to run this check for your project? Ask on WhatsApp →
Questions buyers ask
What is RTC in land records?
RTC stands for Record of Rights, Tenancy and Crops. It is the Karnataka revenue record for one survey number: who owns it, its extent, its land type and crop, and any liability. The Bhoomi portal also calls it Form 16.
What is the difference between RTC and pahani?
None. Pahani is the common name for the same record. Karnataka's Bhoomi portal uses both names, and its menu reads 'Records of Rights, Tenancy and Crops (RTC) Form 16'.
How do I download my RTC online in Karnataka?
Open landrecords.karnataka.gov.in and use the i-RTC service at rtc.karnataka.gov.in. On 12 October 2026, the portal said you can 'print original RTC ONLINE by paying ₹10 per RTC' after login and EKYC.
What is the 11E sketch?
It is a survey sketch that the Survey, Settlement and Land Records (SSLR) department issues for a plot before mutation. Karnataka's Mojini portal calls it a pre-mutation sketch, needed when a survey number is split or a sale deed is registered.
What does the Dishank app show?
Dishaank is a Karnataka State Remote Sensing Applications Centre (KSRSAC) app. Its Play Store listing says it shows survey numbers, RTC and ownership details on a map, but states this is for reference only, not legally valid for ownership or boundary proof.
Is RTC the same as khata?
No. RTC is the Revenue Department's land record, mainly for land outside a city's full property-tax net or still shown as agricultural. Khata is the property-tax and ownership account kept by the city body, such as the GBA e-Aasthi portal in Bengaluru.
Sources
- Bhoomi, Revenue Department, Government of Karnataka: homepage listing RTC, mutation, Mojini (11E sketch), Dishaank app and land conversion services · checked
- Bhoomi: View RTC and MR (Select Survey Number search form, with Surnoc, Hissa and Period fields) · checked
- Bhoomi i-RTC citizen login and 'Pahani ONLINE' service (print fee, EKYC and two-step login rule effective 23 June 2025) · checked
- Bhoomi: mutation status, village-wise pendency and online khata (mutation) change application · checked
- Mojini (Survey, Settlement and Land Records department): 11E, alienation and podi sketch status, and online survey application · checked
- Dishaank app listing, Google Play Store: developer Karnataka State Remote Sensing Applications Centre (KSRSAC), app description and legal disclaimer · checked
- Land conversion: ALC Transaction Report (conversion request status by survey number) and final conversion order download · checked
- Karnataka Land Revenue Act, 1964 (Karnataka Act 12 of 1964), Chapter XI, sections 127 to 136 (Record of Rights, acquisitions to be reported, registration of mutations) · checked
- Karnataka Real Estate (Regulation and Development) Rules, 2017, rule 3(1)(e) (conversion order under section 95 of the Karnataka Land Revenue Act, 1964) and rule 15(1)(F) (PDF hosted by K-RERA) · checked
- GBA e-Aasthi 2.0 portal: e-khata FAQ on the khata property record (compared here with the RTC land record) · checked
Last checked: